Don Caldwell, of Caldwell Legal, U.S.A., founded the prepaid legal service industry in 1967. Mr. Caldwell was a successful Insurance Broker who saw the great need for affordable legal services. One day it came to him that just as all people may need insurance during their lives, so might they need legal services, and those services could be funded in much the same way as insurance. He saw that the risk for legal service could be “pooled,” just as it is for other types of risk. For several years, he waged an uphill battle. He went state by state, lobbying state bars and state legislatures, testifying in favor of enabling legislation, telling everyone who would listen about his innovative idea. The results of his efforts have been spectacular. Today, millions of Americans have access to affordable legal services.

Don Caldwell - The Pioneer and Founder of the Prepaid Legal Service Industry in the US


Mr. Caldwell began his dream in 1965 and by 1967, he had formed Daalco, the very first prepaid legal corporation in the United States. He also formed Unimark-Caldwell in Texas in 1973.

We are the first, and we believe the finest administrators of prepaid legal service plans in the country. We are proud to say that our fine lawyers offer caring and expert service, as witnessed by our group retention rate of 77%. We currently maintain a ratio of one attorney to every twenty plan members. The Caldwell plans are sold in various ways, including through a network of insurance and benefits agents, direct sales to groups and associations, articles and advertisements, and word of mouth.

As we continue in our 42nd. year as the pioneer of the legal service industry, we do so with the knowledge that we have remained on the cutting edge of our industry. We offer legal service plans to fit the needs of individuals, businesses, and large and small groups and associations. Our plans are competitively priced and provide services and benefits second to none. We look forward to serving you.

Today, Mr. Caldwell's company, now known as Caldwell Legal, U.S.A. with the corporate office in Sacramento, California, has legal service plans available in 47 states and the District of Columbia.


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